|
Homeowners Edge
A KleinBank Mortgage
Gives You More.
We’re happy to help you with your mortgage financing and
hope your home will be a place of many happy memories. Your
mortgage comes with additional benefits that enhance money
management and maximize financial success. As always, you
can count on KleinBank’s exceptional personal service to see
you through every step of the mortgage process.
Checking Services
Free Checking with Interest1
You receive a checking account that pays interest with
no monthly maintenance fee and no minimum balance
requirement.
Choose eStatements with free check images or choose
paper statements combining all of your deposit accounts.
Free VISA® CheckCard
It works like a check…only better. The convenient
CheckCard allows access to the funds in your checking
account without writing a check, or waiting for check
approval.1 And, it’s also your ATM card! Along with the
conveniences, KleinBank charges no annual fee.
Free First Order of Checks
Receive your first order of specialty checks free or $10.00
discount on any other check style.
Over 10,000 Free ATMs
There are no service fees or surcharge fees when you use your
card at any KleinBank location and at over 10,000 MoneyPass®
locations across the country.2 (See www.moneypass.com for
MoneyPass® locations.)
Direct Deposit
Your payroll check can be automatically deposited to your
personal account every payday. Simply ask your employer for
direct deposit. You never need to worry about delays in
depositing your check.
KleiNet Online Banking & Free Unlimited Bill Pay
Bank from anywhere you can access the internet. Transfer funds,
pay bills, view balance information, make loan payments, and
much more.
www.kleinbank.com
Checking Reserve
Receive a personal line of credit on your checking account with
no annual fee for the first year. Checking Reserve gives you peace
of mind for those times when you may need extra money.3
Savings Services
First Choice Money Market Savings
Take advantage of high rates with no minimum balance.4
KleinKids Savings Club
This program is for children age 15 and under. When your child
opens a Smart Savers account, we will deposit $10 to their new
account and enroll them in the program.
Loan Services
Home Equity Loan or Line of Credit
Use your home’s equity to finance your dreams. Pay no annual
fee for the first year on a new approved home equity loan/line
up to $100,000. 3,5 Home Equity Lines of Credit have variable
rates that are based on the Wall Street Journal Prime.
Installment Loans
Receive a reduction of 1/4% on a new installment loan with
automatic payment from a KleinBank checking account. 3,6
VISA® Credit Card
Receive a no annual fee VISA® credit card. Enjoy the
convenience and flexibility our low-rate credit card offers.3
Additional Services
Free use of a moving trailer
Select KleinBank’s have a moving trailer available
to customers. Call to check for availability.
Free Home Care Resource
Receive Midwest Home magazine FREE for one year.
A great resource for homeowners.
Free Home Buying Seminars
Information available for taking advantage of
our mortgage options including our first-time
home buyer program.
Easy Move Switch Kit
We make moving your accounts easy with our
free switch kit.
KleinLine Telephone Banking
Call 952-368-4406 or 1-800-759-5344 from any
touch-tone phone, 24 hours a day, to obtain balance
information, transfer funds, verify deposits and
checks, and much more.
Discount on membership with AAA
Savings at thousands of partners locally and
nationally, Roadside Assistance, Free TripTiks®,
TourBooks® and maps.
- Some restrictions apply.
- Usage fees will apply at other ATMs.
- Regular credit guidelines apply.
- Federal regulation restricts the number of telephone, KleiNet, and
preauthorized transfers to 6 per month of which 3 may be checks, but
unlimited transfers and/or withdrawals are allowed if done in person, by mail, at an ATM, or for loan payments at KleinBank.
- No closing costs for lines $100,000 and less and maintained for three
years. Closing costs for lines greater than $100,000 range between $450 and $1500 based on loan amount. There is an annual fee of $35 and a maximum annual percentage rate of 21.75%.
- Excludes real estate and home equity loans/lines.
|
